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Money Tools Built for Filipinos

No jargon. No hidden fees. Just practical tools that help you understand your finances, find the best loan, and make smarter money decisions.

โœ… 100% Free ๐Ÿ”’ No account required ๐Ÿ“ฑ Works on mobile ๐Ÿ‡ต๐Ÿ‡ญ Built for the Philippines
KumperaLoan Tools
What do you want to know today?

Each tool takes under 3 minutes. Use them as often as you want โ€” your results are never saved on our servers.

๐Ÿฉบ โญ Most Popular
Financial Health Score

Answer 10 quick questions and get a score out of 100. See exactly where your finances stand โ€” debt, savings, income, spending โ€” with a personalized action plan.

โฑ 3 minutes ๐Ÿ“Š Score out of 100 ๐Ÿ”„ Retake monthly
Check My Score โ†’
โœ… ๐Ÿ†• New
Loan Readiness Checker

Before you apply anywhere, find out which lenders you actually qualify for. Answer 8 questions and get a clear list โ€” no credit check, no rejection on record.

โฑ 2 minutes ๐Ÿฆ Matches real lenders ๐Ÿšซ No credit check
Check My Readiness โ†’
๐Ÿš— ๐Ÿ†• New
Used Car True Cost Calculator

Don't just look at the sticker price. Calculate the real total cost of owning a second-hand car in the Philippines โ€” loan, insurance, fuel, LTO, maintenance included.

โฑ 2 minutes ๐Ÿš˜ 2nd hand market ๐Ÿ’ฐ Total cost of ownership
Calculate True Cost โ†’
๐Ÿ“… Coming Soon
Debt Payoff Planner

Enter all your debts โ€” amounts, rates, minimums. The tool builds your exact payoff schedule using the avalanche or snowball method and shows you the month you'll be debt-free.

โฑ 5 minutes ๐Ÿ“‰ Avalanche & Snowball ๐Ÿ—“ Exact payoff date
Coming Soon
๐Ÿ’ผ Coming Soon
Salary Benchmarker

Is your salary fair? Enter your job title, industry, experience, and city. Get a salary range for the Philippines and see how your income compares โ€” and what you can borrow.

โฑ 1 minute ๐Ÿ“ By city & industry ๐Ÿ’ก Loan impact shown
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๐Ÿ›’ Coming Soon
Budol Budget Planner

A budgeting tool that actually gets Filipino life โ€” amilya contributions, paluwagan, utang sa kaibigan, despedida, and all. Plan your month the Filipino way.

โฑ 5 minutes ๐Ÿ‡ต๐Ÿ‡ญ Filipino categories ๐Ÿ“Š Monthly snapshot
Coming Soon
Why use KumperaLoan tools?

Unlike Western financial tools, ours are built around how Filipinos actually live and borrow.

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Private
No data stored on our servers. Your answers stay in your browser.
๐Ÿ‡ต๐Ÿ‡ญ
Filipino-First
Peso amounts, local lenders, PH-specific financial realities.
โšก
Fast
Every tool takes under 5 minutes. No long forms, no sign-up.
๐Ÿ†“
Always Free
No subscription, no premium tier, no credit card. Just free.

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